Kind of fukked up.

Have had a very mid life.

3 options (none great)

1) Get my CFA and learn to code and live at home for a year while I study and save an extra 50k - then move back into the city (at 29)

2) Get my CFA and learn to code and live in NYC and survive but at the margin not saving much and study most of the week

3) Just learn to code and live at home/NYC. And then basically be free in 6 months instead of 12. The 6 months is also a lot lighter than the hellaciousness of the first two options studying for two things for a year

Turning 28 in 4 months, and need to start feel like I'm grinding. I want hella money saved up, I want to date and have fun times in the city, and I don't know if sacrificing a whole year is worth it. I lived there for 3 years and just moved home - working remote

Stats: 100k total saved rn. Body Count ~15.